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    September 24, 2009 (Nineteenth Edition)    
Introducing The Daily Wrinkle
This month we have something that we know will knock your socks off—a brand-new channel on our website called The Daily Wrinkle. We now have video product demos and testing along with articles that point you towards useful blogs, websites and online services. No matter what issue you need fixed, we hope to solve any and all of them—whether it is finding products to keep an aging person safer in the home to helping families communicate better to just finding out about something new that is just fun. Also in The Daily Wrinkle, our founder, Jill Gilbert, sits down for conversations with fascinating people, or as we like to call them aging innovators, and finds out the different ways that these movers and shakers in the aging and senior industry view the world of seniors and at the same time she picks their brains about what our readers should know about.

So come discover what makes aging easier,

The Gilbert Guide Team
 Financial Planning for Retirement
Financial Planning Do's & Don'ts in Today's Economic Crisis
Financial conditions, including the current economic crisis, directly impact your quality of life as well as the life decisions that you must make in financial planning. However, the impact of past financial conditions should take a backseat when looking realistically at today and the future.

Your choices must be based on "what is," not "what was." I wish I could promise you that your financial rose garden will return to the levels of 2007 quickly, but the truth is it could take years. read more
 Brain Health, Memory Loss & Alzheimer's
What's Your Genetic Risk for Alzheimer's Disease?
There has been ongoing debate between the advocates for knowing one's genetic risk for Alzheimer's disease and those who think the information isat best—useless, and—at worst—possibly harmful and causing emotional distress.

There has been particularly vigorous debate regarding genetic information and the APOe4 allele that is present in about 15 percent of the general population and in about a half of all people diagnosed with Alzheimer's disease. read more
 Geriatric Care Solutions & Management
The Funeral Home Meeting: 12 Funeral Service Questions to Consider
Being prepared for death is something few of us do; however, there are about 12 major funeral service questions to consider before or after a loved one passes. Just recently, one of my long-term clients, whom I had worked with for six years, died.

I went to the initial meeting at the funeral home with John's family. It was quite a learning experience. His daughter had stopped in his room on her way to the funeral home meeting to look for a copy of his will. read more
 Reverse Mortgages
Can You Use a Reverse Mortgage to Prevent Foreclosure?
A reverse mortgage can be a way for homeowners to avoid foreclosure. This is especially true when the homeowner has some equity in the home. However, if a homeowner is truly on the verge of foreclosure, the reverse mortgage process will proceed a little differently.

This is because the homeowner will most likely have to get a short-pay agreement with the lender, in which the amount the homeowner owes on the mortgage is reduced. read more
 Caregiving: Parenting Your Parents
Avoiding Surprises: Which Services are Covered by Medicare for Your Aging Parent with Alzheimer's?
Even before the call from our new president and congress went out that we need to overhaul not only Medicare, but our entire health care program—both of which are topics for another discussion—there were some very nasty surprises for many families, regarding the costs of caring for an Alzheimer's patient and who will bear those costs.

In a previous article I talked about the challenge of having to basically force Mom into investing in a long-term care insurance policy. I didn't truly appreciate the full impact of decision until after Mom moved into the assisted living facility where she now resides. read more
 Aging in Place Technology
Connect for Healthcare: Helping Care Providers Communicate with Families
I can hear objections already about Connect for Healthcare: yet another tool for adult children to avoid talking with or visiting aging parents? But founder Neil Moore, who has many years under his belt in Health IT, may be onto something.

This new subscription-based service enables care providers to use a structured and secure way to communicate status to family members about their loved ones who are receiving some sort of long-term care. read more
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