- Financial Planning for Long-term Care
- Long-term Care Insurance
- Applying for LTCI
- Why and When to Purchase
- Which Policy Should You Buy
- Preparing & Understanding Legal Documents
- Legal How-to's
- What About My Home?
- Seniors & The Financial Crisis
- Medicare, Medicaid & Insurance
- Paying for Senior Care
- Protecting Loved Ones
Articles
Why and When to Purchase
Do You Really Need Long-Term Care Insurance?
In my discussions with consumers who may be considering the purchase of long-term care insurance, they often try to determine whether they will need long-term care services in the future—and the cost of their...Read entire article »
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Buying Long-Term Care Insurance: What Is the Best Age to Purchase?
I am often asked about the best or optimal age to buy long-term care insurance. My answer is that it depends on what you want long-term care insurance to accomplish. If you want to be...Read entire article »
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The Advantages of Long-Term Care Insurance for Couples
Long-term care insurance is a good financial protection vehicle for anyone who has enough assets to protect and can comfortably afford the premiums. It can help ensure that all of the time and effort...Read entire article »
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No Long-Term Care Insurance? Read This!
There are several reasons why consumers may choose not to buy long-term care insurance. Some of those reasons may be based on very sound decisions. For instance, if you have made a thorough investigation...Read entire article »
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A Sneaky Secret About Long-Term Care Insurance Premiums
Affordability is a key ingredient in any successful long-term care plan. That is why the premium cost is often the most important factor to consumers who are considering the purchase of LTCI. “Will My...Read entire article »
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Fund Unexpected Elder Care Costs with Your Personal Resources
When shifting circumstances bring unexpected elder care costs, they also bring the urgency of having to make short and long-term financial decisions. It is at this point that one must confront the reality of...Read entire article »
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The Most Common & Expensive Long-Term Care Insurance Mistake
There are many mistakes that can be made when considering long-term care insurance, and some of them can be very costly. Some of the most common mistakes include only getting quotes from one company,...Read entire article »
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Long-term Care Insurance (LTCI) Explained
Private insurance companies sell LTCI policies to offset the costs of long-term care. LTCI, like all insurance policies, requires premiums to help recipients avoid paying large sums later on in the event of an...Read entire article »
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Long-term Care Insurance Explained: What It Is, Types of LTCI Policies & What to Consider
What It is For long-term care, health insurance is vital, and LTCI (or Long-Term Care Insurance) can be an effective tool for protecting your assets and estate from the high costs of senior care....Read entire article »
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What’s the Future of LTCI in California?
The California Public Employees’ Retirement System (CalPERS) offers retirement benefits to state, public and classified school employees and their families. Employees and their employers (state agencies funded by tax dollars) make contributions to CalPERS,...Read entire article »
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Which is Better: Individual Long-Term Care Insurance or Group Plans?
More and more companies are beginning to offer long-term care insurance (LTCI) to their employees as part of an overall health care benefits package. And since buying group medical insurance is usually a way...Read entire article »
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Preparing for the High Cost of Long-Term Care
In a recent survey conducted by AARP, the findings showed that there is a clear disconnect between what most people think long-term care costs and the actual cost of care itself. In fact, after...Read entire article »
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What to Look for in Long-term Care Insurance
A close family friend recently phoned me to ask, “So I am thinking about long-term care insurance—what exactly should I be looking for and where do I start? To which my response was, “Are...Read entire article »
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A Quick Comparison: Long-term Care Insurance, Long-term Disability Insurance & Critical Care Insurance
If you get sick and your regular health insurance can’t cover your expenses, what should you do? Below are three good options along with some pointers and explanations. If any of these types of...Read entire article »
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Is Long-term Care Insurance Worth It?
Many people are unwilling to purchase long-term care insurance (LTCI) until much later in life—in their 80s rather than in their 50s, say—but a host of recent articles have been turning up in everything...Read entire article »
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