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Does Your State Have A Long Term Care Insurance Partnership Program?

The long term care partnership program is an initiative that was outlined in the Deficit Reduction Act of 2005. Each state can decide whether or not to enact the program for its residents. It...Read entire article »

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The Underwriting Process: How the Price of your LTCI Premiums are Determined

The Underwriting Process: How the Price of your LTCI Premiums are Determined In my last article I discussed the process for long-term care insurance underwriting. Now I will try to answer one of the most common questions about premium rates, which baffles consumers who are considering...Read entire article »

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Why You Could Be Declined For Long-Term Care Insurance

Why You Could Be Declined For Long-Term Care Insurance In most cases, if you are in reasonable health you can expect to be approved for long-term care insurance. But approval is not automatic and there are guidelines that the major carriers use to...Read entire article »

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Study Reveals Benefits of Starting Long-term Care Planning Pre-retirement

Study Reveals Benefits of Starting Long-term Care Planning Pre-retirement Editor’s Note: When should you be looking into LTCI is a question many Americans are facing. The following press release is reprinted courtesy of the American Association for Long-Term Care Insurance, an LTCI trade...Read entire article »

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